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Terms of Use
HSA
Insider is a division of Canopy Financial, Inc. (“Canopy Financial”)
By using the HSA Insider website, you agree to be bound by the
following terms of use.
Copyright
The information contained in HSA Insider’s website (including, but not
limited to, text, content, photographs, graphics, video and audio) is
protected by copyright as a collective work or compilation under the
laws of the United States and other countries. You may download
material from this site for your own personal, non-commercial use or
for public benefit under the following conditions: (i) the item
excerpted is used without alteration, unless it can be condensed
without changing its meaning and such condensation is noted and (ii)
full credit and attribution must be made to HSA Insider, along with a
link to our site, and any other source cited in the material.
Any reproduction of materials resulting in a commercial use requires
written approval from an authorized representative of Canopy
Financial. Otherwise, no part of this site may be copied, reproduced,
distributed, published, entered into a database, displayed, modified,
incorporated as a derivative work, transmitted, sold or offered for
sale, or in any way exploited for commercial purposes without the
express written consent of Canopy Financial.
Content Linked to by HSA Insider
Canopy Financial assumes no responsibility for the content of any
website linked to or utilized in the HSA Insider website. Canopy
Financial makes no representations concerning the quality of the
products of any vendor listed in the HSA Insider website. In addition,
the listing of any other website does not constitute or imply a
recommendation or endorsement by Canopy Financial.
Disclaimer of Warranties
Canopy Financial disclaims any and all responsibility or liability for
the accuracy, content, completeness, legality, reliability, or
operability or availability of information or material displayed in
HSA Insider’s website. Canopy Financial disclaims any responsibility
for the deletion, failure to store, misdelivery, or untimely delivery
of any information or material. Canopy Financial disclaims any
responsibility for any harm resulting from downloading or accessing
any information or material on the Internet through the HSA Insider
website.
ALL MATERIALS, INFORMATION, PRODUCTS AND SERVICES INCLUDED IN THE HSA
INSIDER WEBSITE ARE PROVIDED "AS IS," WITH NO WARRANTIES WHATSOEVER.
CANOPY FINANCIAL AND ITS LICENSORS EXPRESSLY DISCLAIM TO THE FULLEST
EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, AND STATUTORY
WARRANTIES, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
NON-INFRINGEMENT OF PROPRIETARY RIGHTS. CANOPY FINANCIAL AND ITS
LICENSORS DISCLAIM ANY WARRANTIES REGARDING THE SECURITY, RELIABILITY,
TIMELINESS, AND PERFORMANCE OF THE HSA INSIDER WEBSITE. CANOPY
FINANCIAL AND ITS LICENSORS DISCLAIM, ANY WARRANTIES FOR ANY
INFORMATION OR ADVICE OBTAINED THROUGH THE HSA INSIDER WEBSITE. CANOPY
FINANCIAL AND ITS LICENSORS DISCLAIM ANY WARRANTIES FOR SERVICES OR
GOODS RECEIVED THROUGH OR ADVERTISED IN THE HSA INSIDER WEBSITE OR
RECEIVED THROUGH ANY LINKS PROVIDED IN THE HSA INSIDER WEBSITE, AS
WELL AS FOR ANY INFORMATION OR ADVICE RECEIVED THROUGH ANY LINKS
PROVIDED IN THE HSA INSIDER WEBSITE. YOU UNDERSTAND AND AGREE THAT YOU
DOWNLOAD OR OTHERWISE OBTAIN MATERIAL OR DATA THROUGH THE USE OF THE
HSA INSIDER WEBSITE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL
BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS
OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL OR DATA. SOME
STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED
WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY ALSO
HAVE OTHER RIGHTS THAT VARY FROM STATE TO STATE AND JURISDICTION TO
JURISDICTION.
Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL CANOPY FINANCIAL OR ITS LICENSORS BE
LIABLE TO ANY USER ON ACCOUNT OF THAT USER'S USE OR MISUSE OF OR
RELIANCE ON THE HSA INSIDER WEBSITE. ARISING FROM ANY CLAIM RELATING
TO THIS AGREEMENT OR THE SUBJECT MATTER HEREOF SUCH LIMITATION OF
LIABILITY SHALL APPLY TO PREVENT RECOVERY OF DIRECT, INDIRECT,
INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, AND PUNITIVE DAMAGES
WHETHER SUCH CLAIM IS BASED ON WARRANTY, CONTRACT, TORT (INCLUDING
NEGLIGENCE), OR OTHERWISE, (EVEN IF CANOPY FINANCIAL OR ITS LICENSORS
HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES). SUCH LIMITATION
OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE
OF AND RELIANCE ON THE HSA INSIDER WEBSITE, FROM INABILITY TO USE THE
HSA INSIDER WEBSITE, OR FROM THE INTERRUPTION, SUSPENSION, OR
TERMINATION OF THE HSA INSIDER WEBSITE (INCLUDING SUCH DAMAGES
INCURRED BY THIRD PARTIES). THIS LIMITATION SHALL ALSO APPLY WITH
RESPECT TO DAMAGES INCURRED BY REASON OF OTHER SERVICES OR GOODS
RECEIVED THROUGH OR ADVERTISED IN THE HSA INSIDER WEBSITE OR RECEIVED
THROUGH ANY LINKS PROVIDED IN THE HSA INSIDER WEBSITE, AS WELL AS BY
REASON OF ANY INFORMATION OR ADVICE RECEIVED THROUGH OR ADVERTISED IN
THE HSA INSIDER WEBSITE OR RECEIVED THROUGH ANY LINKS PROVIDED IN THE
HSA INSIDER WEBSITE. THIS LIMITATION SHALL ALSO APPLY, WITHOUT
LIMITATION, TO THE COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR
SERVICES, LOST PROFITS, OR LOST DATA. SUCH LIMITATION SHALL FURTHER
APPLY WITH RESPECT TO THE PERFORMANCE OR NON-PERFORMANCE OF THE HSA
INSIDER WEBSITE OR ANY INFORMATION OR MERCHANDISE THAT APPEARS ON, OR
IS LINKED OR RELATED IN ANY WAY TO, THE HSA INSIDER WEBSITE. SUCH
LIMITATION SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL
PURPOSE OF ANY LIMITED REMEDY AND TO THE FULLEST EXTENT PERMITTED BY
LAW. SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO
THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
Without limiting the foregoing, under no circumstances shall Canopy
Financial or its licensors be held liable for any delay or failure in
performance resulting directly or indirectly from acts of nature,
forces, or causes beyond its reasonable control, including, without
limitation, Internet failures, computer equipment failures,
telecommunication equipment failures, other equipment failures,
electrical power failures, strikes, labor disputes, riots,
insurrections, civil disturbances, shortages of labor or materials,
fires, floods, storms, explosions, acts of God, war, governmental
actions, orders of domestic or foreign courts or tribunals,
non-performance of third parties, or loss of or fluctuations in heat,
light, or air conditioning.
Our Address:
Canopy Financial, Inc.
201 Spear Street
Suite 1600
San Francisco, CA 94105
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